Flash Capital Markets · Legal
AML & KYC Policy
Identity verification and financial-crime controls.
Flash Capital Markets Ltd. is registered in St. Lucia under registration number 2026-00676.
Company registration is not, by itself, a statement of regulatory approval, licensing, or investor protection.
These documents are website policy templates and must be reviewed by qualified St. Lucia counsel before publication or client use.
Translations are provided for convenience. If a translated version differs from the English version, the English version controls.
Effective date: 17 September 2026
1. Purpose
Flash Capital Markets Ltd. maintains risk-based controls designed to prevent money laundering, terrorist financing, fraud, sanctions evasion, bribery, corruption, and other financial crime.
2. Customer due diligence
Before and during a relationship, we may verify identity, address, beneficial ownership, control, business activity, tax residence, source of funds, and source of wealth. Corporate clients must identify directors, authorized persons, and ultimate beneficial owners.
3. Enhanced due diligence
Higher-risk clients, jurisdictions, products, transactions, politically exposed persons, or adverse information may require additional documents, explanations, senior approval, or enhanced monitoring.
4. Screening and monitoring
We screen relevant persons against sanctions, politically exposed person, and adverse-media sources and monitor account and payment activity. Controls are reviewed periodically and when circumstances change.
5. Funding rules
We generally accept and return funds only through verified accounts or payment methods held in the client’s name. Third-party, anonymous, cash, or otherwise unacceptable payments may be rejected or returned, subject to legal restrictions.
6. Requests and restrictions
You must provide accurate information promptly. We may delay, reject, freeze, restrict, or terminate activity where checks are incomplete or risk is unacceptable, and may make reports to competent authorities without notice where the law prohibits disclosure.
7. Records and cooperation
Verification and transaction records are retained for periods required by applicable law. We cooperate with lawful requests from competent authorities while protecting information under our Privacy Notice.